“Tumaas nga ang sweldo, pero bakit parang wala pa ring ipon?” Sound familiar? Many Filipinos experience salary increases or receive more remittances from loved ones abroad, yet still struggle financially. More income should mean less stress, right? Not always! In fact, if we’re not careful, having extra money can lead to bigger spending, more debt, […]
More Money, More Problems? Smart Ways to Manage Your Extra Income Read More »
Nahihirapan ka bang pagkasyahin ang sweldo? Parang katatanggap mo pa lang, pero bago pa dumating ang susunod na sweldo, ubos na agad? O baka naman gusto mong mag-budget, pero nalilito ka kung paano sisimulan? Hindi ka nag-iisa. Ayon sa isang 2021 survey ng Bangko Sentral ng Pilipinas (BSP), only 37% of Filipinos have a budget
The B.E.S.T. Budgeting System: The Simple Money Management Plan That Works Read More »
From Dream to Reality For years, I dreamed of becoming a Registered Financial Planner (RFP). It wasn’t just about adding the prestigious RFP® designation to my name—it was about deepening my knowledge, sharpening my expertise, and equipping myself with the right skills to help others take control of their finances. This journey wasn’t easy. It
My Journey to Becoming a Registered Financial Planner (RFP) Read More »
Christmas is officially over, and if you’re like me, you might still be recovering—not just from all the lechon and ham, but also from the whirlwind of spending that comes with the holiday season. As I sneak a spoonful of leftover mango float (because who can resist?), I thought it’d be a good time to
Christmas Spending Audit: Was It Worth It? Read More »
Choosing the right financial professional can feel confusing, especially when you’re unsure who does what. Do you need a financial planner, a financial advisor, or a financial coach? Each has a unique role, and knowing their differences will help you decide who’s the best fit for your needs. Let me share what I’ve learned from
Financial Planner, Advisor, Coach: Which One Do You Actually Need? Read More »
The 12.12 sale is one of the most exciting shopping events of the year in the Philippines. With jaw-dropping discounts, flash deals, and exclusive offers, it’s the perfect chance to snag holiday gifts, household needs, or even a little treat for yourself without blowing your budget. Here’s a fun and practical guide to make the
How to Score the Best 12.12 Online Deals on Shopee, Lazada, and TikTok Read More »
Money and marriage. Two things that can bring joy or tension into a relationship. In the Philippines, where family ties run deep and financial obligations often extend beyond just the couple, talking about money before marriage can feel awkward, maybe even a little intimidating. It’s easy to think, “We’ll figure it out later,” or, “Love
From ‘I Do’ to ‘We Do’: 30 Essential Money Talks Before Marriage Read More »
Last night, I curled up on my couch, ready for a bit of light entertainment on Netflix. Instead, I ended up watching Buy Now: The Shopping Conspiracy—and let me tell you, it left me reeling. What started as a casual documentary binge turned into a full-blown emotional rollercoaster. I was shocked, angered, and even a
Ever wonder why you feel the urge to hit “Add to Cart” at midnight? Or why you have friends who seem to save every peso while others go all out without a second thought? Whether we like it or not, a lot of how we handle money today comes from our childhood experiences and what
Money Habits 101: How Your Upbringing Shapes Your Spending Read More »
Are You Healing or Just Shopping? You’re scrolling on TikTok at 2 AM when a creator hits you with a “Treat your inner child; they deserve it!” Next thing you know, you’re justifying that ₱3,000 Shopee cart filled with plushies, snacks, and maybe even a Tamagotchi. The caption? “Healing is expensive, but my inner child
Healing Your Inner Child or Hurting Your Wallet? Read More »
