christmas traditions in the philippines

Holiday Traditions and Financial Realities: How Pinoys Can Celebrate Smartly

For Filipinos, the holidays are more than just a season—they’re a full-on production. As soon as the Ber months roll in, it’s like someone flips a switch: parols light up every corner, Christmas songs echo in malls (Jose Mari Chan, anyone?), and there’s a palpable excitement in the air. It’s our time to shine as […]

Holiday Traditions and Financial Realities: How Pinoys Can Celebrate Smartly Read More »

petsa-de-peligro-challenges

Break Free from ‘Petsa de Peligro’: A 50-30-20 Budget Guide for Filipinos

Let’s be honest—how many times have you counted the days to payday, holding on to your last few pesos and wishing they’d somehow stretch? Or maybe you’ve told yourself, “Next month na lang ako mag-start mag-ipon,” only to see your wallet run dry faster than expected. Welcome to “Petsa de Peligro”—that oh-so-familiar feeling when money

Break Free from ‘Petsa de Peligro’: A 50-30-20 Budget Guide for Filipinos Read More »

spend-christmas-bonus-wisely-philippines

No Spend November: How to Save Big Now So You Can Spend Guilt-Free in December

November’s here, and you know what that means: the holiday countdown has officially begun! With all the fun stuff coming up—Christmas parties, gifts, Noche Buena feasts, and family gatherings—it’s also the season for big spending. But what if this year, instead of blowing through your 13th month pay and Christmas bonus in a flash, you

No Spend November: How to Save Big Now So You Can Spend Guilt-Free in December Read More »

Am I Really ‘Behind’? The Reality of Financial Comparison and Finding Contentment

I stumbled upon a post on Reddit that stopped me in my tracks. Here was a 37-year-old, single Filipino professional with multiple income streams, investments, a condo, a car, and a solid emergency fund. By many standards, he was “set.” And yet, he still felt like he was falling behind his friends—some of whom owned

Am I Really ‘Behind’? The Reality of Financial Comparison and Finding Contentment Read More »

woman shopping online swiping credit card

Swipe Now, Pray Later: How Instant Spending Can Lead to Lasting Regret (and What the Bible Says)

Let me guess—you’re probably scrolling through IG or TikTok right now, maybe watching someone unbox the latest gadget, show off their new kicks, or flaunt their shopping haul. It’s all so easy to get caught up in the “I need this now” feeling when we see influencers or friends living it up. Next thing you

Swipe Now, Pray Later: How Instant Spending Can Lead to Lasting Regret (and What the Bible Says) Read More »

credit card rewards points scam

‘Your Rewards Points Are Ready to Redeem!’—The Sneaky Credit Card Scam That Almost Got Me

Let’s talk about those sneaky “bank calls” that promise rewards but leave you with… nothing. I didn’t think I’d ever fall for a scam—especially not one from a “friendly” caller on my birthday! But that’s exactly what happened. Let me share how close I came to being scammed, and the red flags I missed at

‘Your Rewards Points Are Ready to Redeem!’—The Sneaky Credit Card Scam That Almost Got Me Read More »

financial struggles of a stay at home mom and wife

I Feel Like A Financial Burden to My Husband: A Filipino Wife’s Struggle and How to Overcome It Together

Have you ever looked at your husband and felt a deep sense of guilt? Maybe he’s carrying all the financial weight, while you feel like you’re just adding to the load. It’s an emotional struggle many Filipino wives silently face, especially in a culture that places high expectations on both partners. You’re not alone. The

I Feel Like A Financial Burden to My Husband: A Filipino Wife’s Struggle and How to Overcome It Together Read More »

dobin-your-wallets-best-friend

Simplify Your Financial Life with Dobin: One App for All Your Accounts

Managing your finances shouldn’t feel like a full-time job. But when you’ve got multiple bank accounts, credit cards, and investment portfolios scattered across different platforms, keeping track of everything can quickly become overwhelming. Logging in to different accounts, remembering multiple passwords, and manually organizing your spending can feel like a tedious chore. Wouldn’t it be

Simplify Your Financial Life with Dobin: One App for All Your Accounts Read More »