Choosing the right financial professional can feel confusing, especially when you’re unsure who does what. Do you need a financial planner, a financial advisor, or a financial coach? Each has a unique role, and knowing their differences will help you decide who’s the best fit for your needs. Let me share what I’ve learned from […]
Financial Planner, Advisor, Coach: Which One Do You Actually Need? Read More »
The 12.12 sale is one of the most exciting shopping events of the year in the Philippines. With jaw-dropping discounts, flash deals, and exclusive offers, it’s the perfect chance to snag holiday gifts, household needs, or even a little treat for yourself without blowing your budget. Here’s a fun and practical guide to make the
How to Score the Best 12.12 Online Deals on Shopee, Lazada, and TikTok Read More »
Money and marriage. Two things that can bring joy or tension into a relationship. In the Philippines, where family ties run deep and financial obligations often extend beyond just the couple, talking about money before marriage can feel awkward, maybe even a little intimidating. It’s easy to think, “We’ll figure it out later,” or, “Love
From ‘I Do’ to ‘We Do’: 30 Essential Money Talks Before Marriage Read More »
Last night, I curled up on my couch, ready for a bit of light entertainment on Netflix. Instead, I ended up watching Buy Now: The Shopping Conspiracy—and let me tell you, it left me reeling. What started as a casual documentary binge turned into a full-blown emotional rollercoaster. I was shocked, angered, and even a
Ever wonder why you feel the urge to hit “Add to Cart” at midnight? Or why you have friends who seem to save every peso while others go all out without a second thought? Whether we like it or not, a lot of how we handle money today comes from our childhood experiences and what
Money Habits 101: How Your Upbringing Shapes Your Spending Read More »
Are You Healing or Just Shopping? You’re scrolling on TikTok at 2 AM when a creator hits you with a “Treat your inner child; they deserve it!” Next thing you know, you’re justifying that ₱3,000 Shopee cart filled with plushies, snacks, and maybe even a Tamagotchi. The caption? “Healing is expensive, but my inner child
Healing Your Inner Child or Hurting Your Wallet? Read More »
For Filipinos, the holidays are more than just a season—they’re a full-on production. As soon as the Ber months roll in, it’s like someone flips a switch: parols light up every corner, Christmas songs echo in malls (Jose Mari Chan, anyone?), and there’s a palpable excitement in the air. It’s our time to shine as
Holiday Traditions and Financial Realities: How Pinoys Can Celebrate Smartly Read More »
Christmas is around the corner, and as godparents, we know what that means—aginaldo time! The excitement, the joy, and of course, the sweet anticipation from our inaanaks (especially the younger ones who know exactly how to turn on the charm). But before you start reaching deep into your wallet, here’s a little secret: you don’t
Budget-Friendly Aginaldo Ideas to Delight Your Inaanaks Read More »
When the 13th month pay and Christmas bonus season rolls around, it’s easy to get swept up in the holiday spirit. And before we know it, the extra cash we worked so hard for seems to vanish. Back when I worked in the corporate world, I’d sit down with a list every year, carefully planning
How to Enjoy Your 13th Month Pay Without Going Broke by New Year’s Read More »
Let’s be honest—how many times have you counted the days to payday, holding on to your last few pesos and wishing they’d somehow stretch? Or maybe you’ve told yourself, “Next month na lang ako mag-start mag-ipon,” only to see your wallet run dry faster than expected. Welcome to “Petsa de Peligro”—that oh-so-familiar feeling when money
Break Free from ‘Petsa de Peligro’: A 50-30-20 Budget Guide for Filipinos Read More »
