Typhoon Kristine came like an unexpected visitor, one who left a mess everywhere and forced us to think, What if I had been prepared? For many of us, facing flooded homes, damaged belongings, and uncertain days was a wake-up call about how quickly things can change. And it wasn’t just about surviving the storm—it was […]
Rainy Days Don’t Wait: Why Every Filipino Needs an Emergency Fund Now Read More »
Today’s the big day—the iPhone 16 has officially hit stores in the Philippines! With its sleek design and impressive features, the iPhone 16 Pro starts at ₱69,990, and the iPhone 16 Pro Max starts at ₱84,990. The excitement is everywhere—social media is buzzing, and people are lining up in stores. But the big question on many
iPhone 16 or Ipon Goals: What’s Really Worth Your ₱70,000? Read More »
Life’s tough, and Filipinos know this better than most. From juggling bills, dealing with unexpected expenses, and keeping food on the table, the struggle can feel endless. So, how do we turn these challenges into something good? How can we rise above? Let’s look at someone who did just that—Henry Sy Sr., the man behind
Turning Lemons into Lessons: Financial Resilience and Life Insights from Henry Sy Read More »
You know how everyone waits until January 1st to start their New Year’s resolutions? There’s that moment of motivation where you say, “This is the year I’m going to finally get my finances in order!” Fast forward a few weeks, and the momentum fades, life gets busy, and those goals get pushed to the side.
Why You Should Start Your Financial New Year in October Read More »
On my 30th birthday, I achieved something that felt impossible—I got my first car! Eight years later, I still look back on that moment with gratitude, as it represents not just the car itself but the mindset shifts that made it possible. The car wasn’t luxurious or expensive, but it was special because of what
How the Millionaire Mind Intensive Helped Me Manifest My Dream Car! Read More »
It’s the end of the month, and you’re sitting at your kitchen table with a stack of bills in front of you. The numbers blur together as you try to figure out how to make ends meet. Your chest tightens, and a sense of panic sets in. Debt isn’t just about money; it’s about the
Mind Over Money: How Debt Seriously Impacts Your Mental Health Read More »
While some people eagerly await their salary or business revenue with excitement, others find themselves caught in the grip of deep financial distress. If you’re reading this, you might be in a tough spot—struggling to make ends meet, feeling buried under debt, or facing a major financial setback. Perhaps you’ve lost your job, your business
Finding Hope and Help in Financial Hardship: Your Guide to Overcoming Tough Times Read More »
We’ve all been there. You swipe your card for that new pair of shoes, justifying it with “Treat yourself, you deserve it.” Or maybe you borrow money from a relative, promising to pay it back “next month.” Before you know it, you’re neck-deep in debt, and the idea of facing it feels overwhelming. Let’s be
Breaking Free from Debt Denial: Your Ultimate Financial Wake-Up Call Read More »
If you’ve been following my journey in personal finance, you know that budgeting is one of my absolute favorite topics to chat about. Over on my Pinay Investor YouTube channel, I’ve shared tips and tricks on budgeting that have resonated with so many people. My budgeting videos have accumulated over 500,000 views! It’s been incredible
What Your Budget Says About You: The Surprising Truth Behind Your Spending! Read More »
Payday is here! If you’re one of those who receive their salary twice a month—maybe on the 15th and 30th, or the 5th and 25th—you’re probably excited about your bank account getting a nice boost today, August 15th. But before you dive into the usual routine of paying bills without a clear plan, let’s talk
Payday Planning: A Simple Guide to Budgeting Read More »
