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  • Work With Janice

Attend FREE Seminars by Stock Market Brokers

September 20, 2014 | Seminars, Stock Market

There are a lot of paid seminars out there that are conducted by various speakers who are known to be experts in the field of investment especially in the stock market. It’s okay to pay for these seminars because it’s part of your investment and according to Benjamin Franklin, investment in knowledge always pays the […]

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stock-market-101-by-pse-academy

Attend FREE Stock Market 101 Seminar by PSE Academy

September 19, 2014 | Seminars, Stock Market

(Note: This is the continuation of my previous post, Where and How to Start Investing in the Stock Market) I initially intended to share simple and short tips on a single post but it became lengthy as I was writing so I decided to write each tip on separate posts. Hope you find it easier

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how-and-where-to-start-investing-in-the-stock-market

How and Where to Start Investing in the Stock Market

September 18, 2014 | Investment, Stock Market

A former colleague sent me a private message on facebook this morning. I was surprised and flattered upon knowing that she’s following Pinay Investor and she has already read most of my posts. She’s also interested to invest in the stock market but she doesn’t know how and where to start. She read my articles

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the-secretary-in-me-by-pinay-investor

The “Secretary” in Me

September 16, 2014 | Random Updates

It’s been a few days since I published my last post and I missed this blog. A lot of things happened. I hadn’t been feeling well in the past few days due to flu, my baby and I had a short staycation at my sister’s place (previously mine) to catch up with my mom who

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How to Register or Sign-up for SSS ONLINE Membership Account

September 10, 2014 | Gov't Services, SSS

My sister saw me while I was checking my actual premiums on my SSS Online account. She asked me how she could also view her premiums as member of the Philippine Social Security System so I walked her through the registration process. While we’re doing it, I thought it would be a good idea to

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email-spam-from-jerome-lewe

$5.7 Million, anyone? – Just Another Email Spam

September 5, 2014 | Banks, Helpful Tips

One of the first things I do everyday is to check emails. And this morning, one email caught my attention. The subject was “Very Important” and it was from an unfamiliar sender. I got curious so I opened and read it right away. I was surprised with the content of the message and I even

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BPI-express-deposit

BPI Express Deposit Machine – The Easiest Way to Deposit Cash Real-Time!

September 3, 2014 | Banks, BPI

On my post yesterday, I talked about my sister who’s been asking me to apply for a credit card for her. Today, I will talk about my brother who is already a supplementary card holder with one of my credit cards. I don’t have problems with him being a credit card holder because he’s responsible

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Happy 1st Monthsary, Pinay Investor!

August 31, 2014 | Random Updates

It’s been a month since I developed and published this website and I’m very happy with how it looks now. Imagine, a stay-at-home-mom, who knows nothing about web development, managed to create a website like this. Never in my entire life did I imagine that I will be a self-taught web developer. And with all

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MTrading $500 contest facebook

I Won $500 from a Contest on Facebook!

August 28, 2014 | Forex, Investment

If you’re a friend on my personal facebook account, you’ve probably noticed or even wondered why I suddenly changed my display name to my real full name. And that is because I joined a contest and one of the conditions was to use my FB account with my real name. Here’s the full story… A

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registered financial planner institute philippines

Am I Ready to Become a Registered Financial Planner (RFP)?

August 24, 2014 | Seminars

Originally published: August 24, 2014 Exactly a month ago, I attended a free info session at the Registered Financial Planner (RFP) Philippines office in Ortigas. I first learned about RFP at the Money Summit and Wealth Expo 2014 when I stumbled upon their booth. Curious, I signed up on their guest sheet, and one of

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Welcome to Pinay Investor!

financial-literacy-speaker-philippines

Hi, I’m Janice Germano Sabitsana—a Registered Financial Planner, Financial Speaker, Columnist, and Content Creator passionate about empowering Filipinos to take control of their finances. As a wife and mom of two, I bring a personal touch to financial literacy, making it practical, relatable, and inspired by real life.

Latest Posts

  • The Real Cost of Waiting: How to Retire Smarter with the Time Value of Money
  • Should You Pay in Cash or Installment? How the Time Value of Money Affects Your Everyday Spending
  • The Financial Struggles of the Sandwich Generation (And How to Survive It Without Losing Yourself)
  • How Straw Unmasks the Financial Fragility We Don’t Talk About
  • The Silence Around Money: Why It’s So Hard to Talk About Finances with Family

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