Personal Finance

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Swipe Now, Pray Later: How Instant Spending Can Lead to Lasting Regret (and What the Bible Says)

Let me guess—you’re probably scrolling through IG or TikTok right now, maybe watching someone unbox the latest gadget, show off their new kicks, or flaunt their shopping haul. It’s all so easy to get caught up in the “I need this now” feeling when we see influencers or friends living it up. Next thing you […]

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credit card rewards points scam

‘Your Rewards Points Are Ready to Redeem!’—The Sneaky Credit Card Scam That Almost Got Me

Let’s talk about those sneaky “bank calls” that promise rewards but leave you with… nothing. I didn’t think I’d ever fall for a scam—especially not one from a “friendly” caller on my birthday! But that’s exactly what happened. Let me share how close I came to being scammed, and the red flags I missed at

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Simplify Your Financial Life with Dobin: One App for All Your Accounts

Managing your finances shouldn’t feel like a full-time job. But when you’ve got multiple bank accounts, credit cards, and investment portfolios scattered across different platforms, keeping track of everything can quickly become overwhelming. Logging in to different accounts, remembering multiple passwords, and manually organizing your spending can feel like a tedious chore. Wouldn’t it be

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Rainy Days Don’t Wait: Why Every Filipino Needs an Emergency Fund Now

Typhoon Kristine came like an unexpected visitor, one who left a mess everywhere and forced us to think, What if I had been prepared? For many of us, facing flooded homes, damaged belongings, and uncertain days was a wake-up call about how quickly things can change. And it wasn’t just about surviving the storm—it was

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iPhone 16 or Ipon Goals: What’s Really Worth Your ₱70,000?

Today’s the big day—the iPhone 16 has officially hit stores in the Philippines! With its sleek design and impressive features, the iPhone 16 Pro starts at ₱69,990, and the iPhone 16 Pro Max starts at ₱84,990. The excitement is everywhere—social media is buzzing, and people are lining up in stores. But the big question on many

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Turning Lemons into Lessons: Financial Resilience and Life Insights from Henry Sy

Life’s tough, and Filipinos know this better than most. From juggling bills, dealing with unexpected expenses, and keeping food on the table, the struggle can feel endless. So, how do we turn these challenges into something good? How can we rise above? Let’s look at someone who did just that—Henry Sy Sr., the man behind

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