budget templates

how to make the most of your pay raise or salary increase

More Money, More Problems? Smart Ways to Manage Your Extra Income

“Tumaas nga ang sweldo, pero bakit parang wala pa ring ipon?” Sound familiar? Many Filipinos experience salary increases or receive more remittances from loved ones abroad, yet still struggle financially. More income should mean less stress, right? Not always! In fact, if we’re not careful, having extra money can lead to bigger spending, more debt, […]

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What Your Budget Says About You: The Surprising Truth Behind Your Spending!

If you’ve been following my journey in personal finance, you know that budgeting is one of my absolute favorite topics to chat about. Over on my Pinay Investor YouTube channel, I’ve shared tips and tricks on budgeting that have resonated with so many people. My budgeting videos have accumulated over 500,000 views! It’s been incredible

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