budgeting for beginners

budgeting-for-beginners-spreadsheet

The B.E.S.T. Budgeting System: The Simple Money Management Plan That Works

Nahihirapan ka bang pagkasyahin ang sweldo? Parang katatanggap mo pa lang, pero bago pa dumating ang susunod na sweldo, ubos na agad? O baka naman gusto mong mag-budget, pero nalilito ka kung paano sisimulan? Hindi ka nag-iisa. Ayon sa isang 2021 survey ng Bangko Sentral ng Pilipinas (BSP), only 37% of Filipinos have a budget […]

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petsa-de-peligro-challenges

Break Free from ‘Petsa de Peligro’: A 50-30-20 Budget Guide for Filipinos

Let’s be honest—how many times have you counted the days to payday, holding on to your last few pesos and wishing they’d somehow stretch? Or maybe you’ve told yourself, “Next month na lang ako mag-start mag-ipon,” only to see your wallet run dry faster than expected. Welcome to “Petsa de Peligro”—that oh-so-familiar feeling when money

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What Your Budget Says About You: The Surprising Truth Behind Your Spending!

If you’ve been following my journey in personal finance, you know that budgeting is one of my absolute favorite topics to chat about. Over on my Pinay Investor YouTube channel, I’ve shared tips and tricks on budgeting that have resonated with so many people. My budgeting videos have accumulated over 500,000 views! It’s been incredible

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