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Welcome to Pinay Investor!

Hi, I’m Janice Germano Sabitsana—a Registered Financial Planner, Financial Speaker, Columnist, and Content Creator passionate about empowering Filipinos to take control of their finances. As a wife and mom of two, I bring a personal touch to financial literacy, making it practical, relatable, and inspired by real life.

Latest Posts

The Real Cost of Waiting: How to Retire Smarter with the Time Value of Money
Should You Pay in Cash or Installment? How the Time Value of Money Affects Your Everyday Spending
The Financial Struggles of the Sandwich Generation (And How to Survive It Without Losing Yourself)
How Straw Unmasks the Financial Fragility We Don’t Talk About
The Silence Around Money: Why It’s So Hard to Talk About Finances with Family

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