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Welcome to Pinay Investor!

Hi, I’m Janice Germano Sabitsana—a Registered Financial Planner, Financial Speaker, Columnist, and Content Creator passionate about empowering Filipinos to take control of their finances. As a wife and mom of two, I bring a personal touch to financial literacy, making it practical, relatable, and inspired by real life.

Latest Posts

How to Negotiate a Credit Card Debt Settlement (and What to Say When You Call the Bank)
Can You Go to Jail for Credit Card Debt in the Philippines?
What Happens If You Stop Paying Your Credit Card Debt in the Philippines?
The Minimum Due Trap: How Banks Keep You Paying Forever
Why Your Credit Limit Is Not Your Money (And How to Finally Take Back Control)

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